Strategy Doesn’t Start With Products.

It Starts With Understanding You.

We don’t believe in one-size-fits-all planning. That’s why we use the Exosphere Planning Process—a simple, strategic approach designed to give you clarity, confidence, and control at every stage of your financial journey.

Step 1

Step 1

Step 1

A man and a woman are sitting at a table talking to each other.

We Talk.

Our first conversation isn’t about numbers—it’s about you. We want to understand what’s important to you, what you’re worried about, and what kind of life you’re trying to build or protect.


We'll cover:

Your vision for retirement or financial freedom

Concerns about income, taxes, markets, or legacy

What a successful relationship with an advisor looks like to you

Step 2

Step 2

Step 2

we map it out.

Once we understand your goals, we gather the right information to build a complete financial picture, diagnose key areas, & run the necessary analysis and diagnostics to answer the big questions.


This may include:

Investment and retirement account statements

Tax exposure

Assessing risks & potential oversight

A man and a woman are sitting at a table looking at a piece of paper.

Step 3

Step 3

Step 3

A man and a woman are sitting at a table looking at a tablet.

we build your strategy.

This is where everything comes together. Using everything we’ve learned, we create a plan that’s built around your life—not a template. 


Your plan may include:

A personalized retirement timeline

Tax-efficient withdrawal and distribution strategy

Investment optimization tailored to your risk tolerance

Step 4

Step 4

Step 4

we execute & adjust.

Planning isn’t a one-time event. Once we agree on a direction, we help you implement each piece—coordinating with other professionals as needed. From there, we stay in close contact, adjusting your strategy as life unfolds.


Whether it’s a market dip, tax law change, or personal milestone, we’re here to make sure your plan stays aligned with your future.


This may include:

Regular plan reviews and realignment sessions

Coordination with CPAs, attorneys, and business partners*

Guidance through major life or financial transitions

A group of people are sitting around a table looking at a laptop computer.

why we call it the

exosphere planning process

The exosphere is the outermost layer of Earth’s atmosphere—far beyond the storms, clouds, and daily turbulence. It’s where satellites orbit, and where you gain a broader, clearer perspective of the world below.


That’s what Exos was founded to represent.


Our goal isn’t to deliver the standard advice you can find anywhere. It’s to offer something more—planning that rises above the typical, sees further, and helps you make more strategic decisions with greater clarity.


We call it the Exosphere Planning Process™ because it’s built to do exactly that:


  • Deliver perspective
  • Eliminate noise
  • And help you move forward with confidence, control, and long-range vision


Your Financial Future Doesn’t Wait.

Neither Should You.

No cost. No pressure. Just answers.