You’ve Saved for Retirement.

But Do You Have a Real Plan?

Many people don’t fail to retire because they didn’t save.
They fail because they didn’t plan how to spend it.

The Real Problem Isn’t

Your Portfolio.

It’s the Missing Strategy.

A stack of blue stickers with questions like how long will it last

You’ve worked hard. You’ve built wealth. But now you’re asking questions.


These aren’t investment questions.


They’re lifestyle questions. Legacy questions. Identity  questions.


And they can’t be answered with a 401(k) statement or a target-date fund.

what you really want

So you don’t have to wonder

“Can we afford this?”

Predicatable Income

To keep more of what you earned.

Tax Efficient Strategies

So a market swing doesn't

ruin your plans.

Protection Against Volatility

That no matter what happens,

you're covered.

Confidence

Not just a retirement account, but a retirement life.

Exos Wealth Helps You Build

Our Approach:

Built Around You. Driven By Strategy.

Income Planning That Lasts

Turn your assets into a reliable paycheck for life. We coordinate Social Security, defined benefit pensions, investment withdrawals, and annuities to help ensure your income doesn’t just last—it adapts.

Downside Protection, Built In

Market volatility is inevitable. But panic isn’t. We build portfolios that align with your risk tolerance and retirement timeline, then stress-test them under real-world conditions.

Tax-Efficient Withdrawals

Timing is everything. We use withdrawal strategies designed to reduce your tax bill over time—including Roth conversions, tax bracket management, and strategic RMD planning.

Healthcare & Long-Term Care Strategy

We account for rising healthcare costs, Medicare, and long-term care—before they become threats. You’ll know exactly how you’re protected.

Legacy & Estate* Planning Guidance

Make sure what you’ve built goes where you want it to. We coordinate with estate attorneys to align your financial plan with your wishes, beneficiaries, and trusts.

* Exos Wealth Strategies does not provide legal advice and cannot draft legal documents. We work with experienced CPA’s, tax planners and estate planning attorneys who develop the legal documents that express a client’s estate planning intentions. We are pleased to work with a client’s current estate planning attorney, CPA®, and other advisers.

Lifestyle Planning

We go beyond dollars and spreadsheets. Tell us what you want to do in retirement—and we’ll build a plan that funds it.

why exos?

We’re not here to sell you products.
We’re here to give you clarity.

  • Unbiased advice—always in your best interest
  • Deep retirement planning expertise
  • Ongoing support as life evolves
  • Transparent, pressure-free process

Let’s Build a Retirement You Don’t Have to Worry About.
 Schedule your no-cost Retirement Readiness Review today.